Patricia Pascuzzo

Published articles

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Tinkering with super won’t help older left-behind women
May 10, 2021
Women over 55 are the fastest growing cohort of homeless, unable to make up lost years of super saving. This needs a more direct welfare fix.

Why a new superannuation review is needed
March 26 2018 – Australian Financial Review
Habitual policy tinkering – in place of systematic and holistic policy formation – is exacerbating the difficulties Australians face in planning for their retirement. It is undermining public confidence in the system.

Peter Costello’s superannuation plan hits all the wrong targets
November 8, 2017 – Australian Financial Review
Default super savers need help to retire better, not just rack up returns while they are working.

Super reforms will help nudge the way towards MyRetirement
July 26, 2017 – Australian Financial Review
There are difficulties in setting up MyRetirement products to suit different people, but they are not insurmountable.

Comfortable’ superannuation target threatens adequate retirement outcome
November 22, 2016 – Australian Financial Review
Policy focus should be on the most efficient use of existing and new savings at the current rates, not increasing compulsory contribution rates.

A new era in super is coming
October 6, 2016 – Australian Financial Review
The federal government’s recent deal on reforming superannuation tax concessions may have taken some political heat out of the issue, but the challenge of building a more-sustainable retirement income system looms larger than ever.

The family home is the next stage of retirement policy beyond superannuation
September 16, 2016 – Australian Financial Review
The government’s super package was a good start, but retirement policy is still too reliant on insufficient super.

Reframing the Retirement Challenge
28 April 2016 – Australian Financial Review
It was a quarter of a century ago that Australia led the world in setting up compulsory superannuation. Now, with population ageing, lifespans increasing, public finances stretched and the risk of people outliving their savings growing, the system needs to evolve in response to changing circumstances.

Tweaking Won’t Fix Retirement System – Patricia Pascuzzo
26 May 2015 – Australian Financial Review
Two decades of tweaking have created a complex retirement savings system that has strayed far from its originally designed purpose of providing for incomes in retirement.

Time to Deal with Super System’s Flaws
4 May 2015 – Australian Financial Review
Australia’s visionary superannuation system needs an overhaul that will return it to the spirit of its original purpose –  a dignified retirement for everyone.